🏦Bank Scorer

This institution is no longer active

Operations ceased on February 15, 2013. CRA examination history below reflects the period it was active.

BANKTRUST

MOBILE, AL · Supervised by FDIC

Est. 1986FDIC #26,607RSSD: FDIC-26607
Part ofBANCTRUST FINANCIAL GROUP INC→ View all charters
Satisfactory Same

Current rating · Exam: November 2010

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.83%

Institution Profile

FDIC BankFind

Address

107 St. Francis Street, MOBILE, AL

County

Mobile County

Established

March 20, 1986

Total Assets

$1.9B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 1, 2010

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 15 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2012Call Report / FDIC

Total Assets

$1.9B

Total Deposits

$1.7B

Net Loans

$1.1B

Net Income

$-16,447K

ROA

-0.83%

ROE

-9.71%

Risk-Based Capital

13.29%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

6 previous ratings locked — dating back to 1991

Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.

orGet Business plan for unlimited access

One-time payment · No subscription required

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/af6e36e4-7645-4406-816c-5e4df5e9cf13"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: