🏦Bank Scorer

This institution is no longer active

Operations ceased on December 1, 1996. CRA examination history below reflects the period it was active.

BANKFIRST, A FEDERAL SAVINGS BANK

DECATUR, AL · Supervised by OTS

Est. 1912FDIC #30,100
Outstanding Same

Current rating · Exam: January 1996

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Institution Profile

FDIC BankFind

Address

255 Grant Street S E, DECATUR, AL

County

Morgan County

Established

January 1, 1912

Total Assets

$252M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

January 22, 1996

Exam Type

Small Bank

Regulator

OTS
⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Rating History

CRA / FFIEC

Rating Trend

Improving

Based on last 3 exams

2 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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