This institution is no longer active

Operations ceased on December 31, 1991. CRA examination history below reflects the period it was active.

BANK SOUTH, WAYCROSS

WAYCROSS, GA · Supervised by FDIC

Est. 1956FDIC #17,613RSSD: FDIC-17613

Part ofBANK SOUTH CORP→ View all charters

Outstanding

Current rating · Exam: May 1990

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.43%

Institution Profile

FDIC BankFind

Address

401 Carswell Avenue, WAYCROSS, GA

County

Ware County

Established

June 11, 1956

Total Assets

$167M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

May 6, 1990

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 36 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1991Call Report / FDIC

Total Assets

$167M

Total Deposits

$153M

Net Loans

$85M

Net Income

$564K

ROA

0.43%

ROE

6.77%

Risk-Based Capital

12.18%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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