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This institution is no longer active

Operations ceased on December 31, 1991. CRA examination history below reflects the period it was active.

BANK SOUTH, MACON

MACON, GA · Supervised by FDIC

Est. 1960FDIC #18,270RSSD: FDIC-18270
Part ofBANK SOUTH CORP→ View all charters
Satisfactory

Current rating · Exam: June 1991

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.33%

Institution Profile

FDIC BankFind

Address

515 Mulberry Street, MACON, GA

County

Bibb County

Established

July 1, 1960

Total Assets

$427M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 15, 1991

Exam Type

Not Reported

Regulator

FDIC
⚠️This exam is 35 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1991Call Report / FDIC

Total Assets

$427M

Total Deposits

$288M

Net Loans

$221M

Net Income

$1M

ROA

0.33%

ROE

4.83%

Risk-Based Capital

12.01%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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