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This institution is no longer active

Operations ceased on December 8, 2006. CRA examination history below reflects the period it was active.

BANK OF THOMAS COUNTY

THOMASVILLE, GA · Supervised by FDIC

Est. 1911FDIC #11,293RSSD: FDIC-11293
Part ofAMERIS BCORP→ View all charters
Satisfactory Down

Current rating · Exam: January 2005

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.97%

Institution Profile

FDIC BankFind

Address

2484 East Pinetree Boulevard, THOMASVILLE, GA

County

Thomas County

Established

November 20, 1911

Total Assets

$46M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

January 1, 2005

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 21 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)
Download Evaluation Report (PDF)

Financial Snapshot

As of Q3 2006Call Report / FDIC

Total Assets

$46M

Total Deposits

$37M

Net Loans

$34M

Net Income

$348K

ROA

0.97%

ROE

9.62%

Risk-Based Capital

16.11%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

4 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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