Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$523M
Total Deposits
$470M
Net Loans
$394M
Net Income
$2M
ROA
1.54%
Above avg for Small banks. Peer avg: 0.44%
ROE
19.35%
Risk-Based Capital
11.71%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 183 | 91.8% | 8.20% |
| 2023 | 136 | 96.32% | 3.68% |
| 2022 | 169 | 98.82% | 1.18% |
| 2021 | 291 | 93.13% | 6.87% |
| 2020 | 379 | 93.93% | 6.07% |
| 2019 | 214 | 89.25% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2025 | Satisfactory | Intermediate Small Bank |
| May 2021 | Satisfactory | Small Bank |
| Aug 2016 | Satisfactory | Small Bank |
Exam dates and details are paywalled
Total Branches
8
Branch Deposits
$425M
1-Year Change
0
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Preview:
| 2018 | 234 | 95.73% | 4.27% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red