This institution is no longer active

Operations ceased on August 1, 1992. CRA examination history below reflects the period it was active.

BANK OF STERLING

STERLING, NE · Supervised by FDIC

Est. 1944FDIC #16,181RSSD: FDIC-16181

Part ofSTERLING BANKSHARES INC→ View all charters

Satisfactory

Current rating · Exam: July 1991

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 2.06%

Institution Profile

FDIC BankFind

Address

Main Street, STERLING, NE

County

Johnson County

Established

September 1, 1944

Total Assets

$9M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 8, 1991

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 34 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1992Call Report / FDIC

Total Assets

$9M

Total Deposits

$8M

Net Loans

$6M

Net Income

$90K

ROA

2.06%

ROE

28.75%

Risk-Based Capital

12.91%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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