Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.9B
Total Deposits
$1.7B
Net Loans
$1.6B
Net Income
$6M
ROA
1.25%
Above avg for Community banks. Peer avg: 0.90%
ROE
13.99%
Risk-Based Capital
11.73%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 1,064 | 80.08% | 7.33% |
| 2023 | 1,025 | 81.66% | 6.63% |
| 2022 | 1,332 | 79.13% | 6.68% |
| 2021 | 2,609 | 79.03% | 5.79% |
| 2020 | 4,011 | 77.01% | 5.73% |
| 2019 | 2,681 | 79.52% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2024 | Satisfactory | Intermediate Small Bank |
| Aug 2021 | Satisfactory | Intermediate Small Bank |
| May 2018 | Satisfactory | Intermediate Small Bank |
8 previous ratings locked — back to 1992
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Total Branches
17
Branch Deposits
$1.5B
1-Year Change
0
5-year net change: +4 branches
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| 3.39% |
| 2018 | 1,428 | 76.75% | 6.23% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red