This institution is no longer active

Operations ceased on September 1, 1994. CRA examination history below reflects the period it was active.

BANK OF POWELL

POWELL, AL · Supervised by FDIC

Est. 1983FDIC #24,217RSSD: FDIC-24217

Satisfactory

Current rating · Exam: October 1993

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 2.28%

Institution Profile

FDIC BankFind

Address

100 West Main Street, POWELL, AL

County

Dekalb County

Established

January 4, 1983

Total Assets

$18M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 1, 1993

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 32 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1994Call Report / FDIC

Total Assets

$18M

Total Deposits

$15M

Net Loans

$12M

Net Income

$206K

ROA

2.28%

ROE

16.77%

Risk-Based Capital

20.91%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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