🏦Bank Scorer

This institution is no longer active

Operations ceased on December 1, 2021. CRA examination history below reflects the period it was active.

BANK OF PALMER

PALMER, KS · Supervised by FDIC

Est. 1887FDIC #13,710RSSD: FDIC-13710
Part ofPALMER BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: June 2018

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.98%

Institution Profile

FDIC BankFind

Address

104 East Second Street, PALMER, KS

County

Washington County

Established

July 4, 1887

Total Assets

$52M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 1, 2018

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 8 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2021Call Report / FDIC

Total Assets

$52M

Total Deposits

$46M

Net Loans

$22M

Net Income

$381K

ROA

0.98%

ROE

8.92%

Risk-Based Capital

0.00%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

7 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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