This institution is no longer active
Operations ceased on August 29, 2014. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Has deficiencies in community lending that regulators have identified
Exam Date
Exam Type
Regulator
Total Assets
$49M
Total Deposits
$47M
Net Loans
$13M
Net Income
$-287K
ROA
-1.13%
Below avg for Small banks. Peer avg: 0.44%
ROE
-37.30%
Risk-Based Capital
10.80%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2013 | Needs to Improve | Small Bank |
| May 2008 | Satisfactory | Small Bank |
| Feb 2003 | Satisfactory | Small Bank |
3 previous ratings locked — back to 1993
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Established
Total Assets