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This institution is no longer active

Operations ceased on August 29, 2014. CRA examination history below reflects the period it was active.

BANK OF PALATINE

PALATINE, IL · Supervised by FDIC

Est. 1975FDIC #21,971RSSD: FDIC-21971
Part ofBANCPAL INC→ View all charters
Needs to Improve Down

Current rating · Exam: August 2013

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At a Glance

Community Lending (CRA)

Needs to Improve

Has deficiencies in community lending that regulators have identified

Financial Health

Needs Attention

ROA -1.13%

Institution Profile

FDIC BankFind

Address

One East Northwest Highway, PALATINE, IL

County

Cook County

Established

April 8, 1975

Total Assets

$49M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Needs to Improve

Has deficiencies in community lending that regulators have identified

Exam Date

August 1, 2013

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 12 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2014Call Report / FDIC

Total Assets

$49M

Total Deposits

$47M

Net Loans

$13M

Net Income

$-287K

ROA

-1.13%

ROE

-37.30%

Risk-Based Capital

10.80%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

5 previous ratings locked — dating back to 1993

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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