🏦Bank Scorer

This institution is no longer active

Operations ceased on December 5, 2024. CRA examination history below reflects the period it was active.

BANK OF ORCHARD

ORCHARD, NE · Supervised by FDIC

Est. 1950FDIC #16,905RSSD: FDIC-16905
Part ofORCHARD BCORP→ View all charters
Satisfactory Same

Current rating · Exam: October 2019

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.31%

Institution Profile

FDIC BankFind

Address

145 E 2nd St, ORCHARD, NE

County

Antelope County

Established

April 10, 1950

Total Assets

$33M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 1, 2019

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 6 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2024Call Report / FDIC

Total Assets

$33M

Total Deposits

$28M

Net Loans

$10M

Net Income

$328K

ROA

1.31%

ROE

10.18%

Risk-Based Capital

0.00%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

11 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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