Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$377M
Total Deposits
$325M
Net Loans
$280M
Net Income
$2M
ROA
1.82%
Above avg for Small banks. Peer avg: 0.44%
ROE
13.70%
Risk-Based Capital
23.06%
Above avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 129 | 90.7% | 1.55% |
| 2023 | 112 | 97.32% | 0.00% |
| 2022 | 150 | 92.67% | 0.00% |
| 2021 | 190 | 95.26% | 1.05% |
| 2020 | 198 | 93.94% | 1.01% |
| 2019 | 140 | 95% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 2026 | Satisfactory | Small Bank |
| Oct 2020 | Satisfactory | Small Bank |
| Aug 2017 | Satisfactory | Small Bank |
7 previous ratings locked — back to 1991
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Total Branches
2
Branch Deposits
$320M
1-Year Change
0
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Preview:
| 2018 | 135 | 94.81% | 0.74% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red