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This institution is no longer active

Operations ceased on December 1, 2006. CRA examination history below reflects the period it was active.

BANK OF NICHOLS HILLS

OKLAHOMA CITY, OK · Supervised by FDIC

Est. 1996FDIC #34,178RSSD: FDIC-34178
Part ofRCB HOLDING CO→ View all charters
Satisfactory

Current rating · Exam: August 1997

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.71%

Institution Profile

FDIC BankFind

Address

2644 Northwest 63rd Street, OKLAHOMA CITY, OK

County

Oklahoma County

Established

May 22, 1996

Total Assets

$136M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 1, 1997

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 28 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2006Call Report / FDIC

Total Assets

$136M

Total Deposits

$112M

Net Loans

$80M

Net Income

$706K

ROA

0.71%

ROE

5.70%

Risk-Based Capital

12.97%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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