🏦Bank Scorer

This institution is no longer active

Operations ceased on September 30, 2020. CRA examination history below reflects the period it was active.

BANK OF NEW CASTLE

NEW CASTLE, DE · Supervised by FDIC

Est. 1989FDIC #27,575RSSD: FDIC-27575
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Outstanding Same

Current rating · Exam: February 2016

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.83%

Institution Profile

FDIC BankFind

Address

12 Read'S Way, NEW CASTLE, DE

County

New Castle County

Established

August 18, 1989

Total Assets

$18M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

February 1, 2016

Exam Type

Wholesale/Limited Purpose

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 10 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2020Call Report / FDIC

Total Assets

$18M

Total Deposits

$500K

Net Loans

$18M

Net Income

$75K

ROA

0.83%

ROE

0.86%

Risk-Based Capital

485.02%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

5 previous ratings locked — dating back to 1995

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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