🏦Bank Scorer

This institution is no longer active

Operations ceased on February 6, 1998. CRA examination history below reflects the period it was active.

BANK OF MORGAN COUNTY

MADISON, GA · Supervised by FDIC

Est. 1898FDIC #168RSSD: FDIC-168
Part ofREGIONS FINANCIAL CORP→ View all charters
Satisfactory Same

Current rating · Exam: May 1996

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 2.61%

Institution Profile

FDIC BankFind

Address

1460 Eatonton Road, MADISON, GA

County

Morgan County

Established

January 1, 1898

Total Assets

$44M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 1, 1996

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1997Call Report / FDIC

Total Assets

$44M

Total Deposits

$36M

Net Loans

$24M

Net Income

$1M

ROA

2.61%

ROE

18.07%

Risk-Based Capital

27.90%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

2 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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