This institution is no longer active

Operations ceased on December 29, 1995. CRA examination history below reflects the period it was active.

BANK OF MADISON COUNTY

VALDOSTA, GA · Supervised by FDIC

Est. 1905FDIC #127RSSD: FDIC-127

Part ofNORTH FLORIDA BANK CORP→ View all charters

Satisfactory

Current rating · Exam: February 1994

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.12%

Institution Profile

FDIC BankFind

Address

106 South Patterson Street, VALDOSTA, GA

County

Lowndes County

Established

August 5, 1905

Total Assets

$52M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 1, 1994

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 32 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1995Call Report / FDIC

Total Assets

$52M

Total Deposits

$47M

Net Loans

$22M

Net Income

$432K

ROA

1.12%

ROE

16.58%

Risk-Based Capital

15.01%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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