Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$449M
Total Deposits
$401M
Net Loans
$314M
Net Income
$2M
ROA
2.01%
Above avg for Small banks. Peer avg: 0.44%
ROE
20.07%
Risk-Based Capital
15.43%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 49 | 85.71% | 2.04% |
| 2023 | 66 | 80.3% | 4.55% |
| 2019 | 64 | 95.31% | 0.00% |
| 2018 | 75 | 84% | 9.33% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 2024 | Satisfactory | Small Bank |
| Jul 2021 | Satisfactory | Small Bank |
| Sep 2015 | Satisfactory | Small Bank |
6 previous ratings locked — back to 1991
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Total Branches
4
Branch Deposits
$391M
1-Year Change
0
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