Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$133M
Total Deposits
$110M
Net Loans
$47M
Net Income
$238K
ROA
0.72%
Above avg for Small banks. Peer avg: 0.44%
ROE
4.19%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 29 | 82.76% | 6.90% |
| 2023 | 29 | 62.07% | 27.59% |
| 2019 | 58 | 68.97% | 25.86% |
| 2018 | 62 | 70.97% | 16.13% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2022 | Outstanding | Small Bank |
| Sep 2016 | Satisfactory | Small Bank |
| May 2010 | Satisfactory | Small Bank |
6 previous ratings locked — back to 1991
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Total Branches
4
Branch Deposits
$104M
1-Year Change
0
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