🏦Bank Scorer

This institution is no longer active

Operations ceased on August 21, 1998. CRA examination history below reflects the period it was active.

BANK OF ILLINOIS IN MT. VERNON

MOUNT VERNON, IL · Supervised by FDIC

Est. 1965FDIC #19,505RSSD: FDIC-19505
Part ofNATIONAL CITY BANCSHARES INC→ View all charters
Outstanding Same

Current rating · Exam: May 1997

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.67%

Institution Profile

FDIC BankFind

Address

1101 Broadway, MOUNT VERNON, IL

County

Jefferson County

Established

November 1, 1965

Total Assets

$161M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

May 1, 1997

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 29 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1998Call Report / FDIC

Total Assets

$161M

Total Deposits

$112M

Net Loans

$102M

Net Income

$555K

ROA

0.67%

ROE

4.81%

Risk-Based Capital

12.27%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

3 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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