🏦Bank Scorer

BANK OF HOLYROOD

HOLYROOD, KS · Supervised by Federal Reserve (FRB)

Est. 1887FDIC #9,661RSSD: FRB-871358
Satisfactory Same

Current rating · Exam: June 2022

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.06%

Institution Profile

FDIC BankFind

Address

100 S Main St, HOLYROOD, KS

County

Ellsworth County

Established

January 1, 1887

Total Assets

$69M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 6, 2022

Exam Type

Small Bank

Regulator

Federal Reserve (FRB)
What is a CRA rating? →
Estimated next exam:Jun 2027(based on asset size)
Download Evaluation Report (PDF)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$69M

Total Deposits

$58M

Net Loans

$39M

Net Income

$177K

ROA

1.06%

ROE

6.64%

Risk-Based Capital

28.39%

Regulatory minimum: 8%

Branch Footprint

FDIC SOD 2025

Total Branches

1

Branch Deposits

$55M

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

6 previous ratings locked — dating back to 1996

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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