🏦Bank Scorer

This institution is no longer active

Operations ceased on February 19, 2021. CRA examination history below reflects the period it was active.

BANK OF HAMILTON

HAMILTON, ND · Supervised by FDIC

Est. 1886FDIC #9,127RSSD: FDIC-9127
Part ofKODA BANCOR INC→ View all charters
Substantial Noncompliance Same

Current rating · Exam: December 2020

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At a Glance

Community Lending (CRA)

Substantial Noncompliance

Serious failures in community lending obligations — can trigger regulatory consequences

Financial Health

Needs Attention

ROA -0.46%

Institution Profile

FDIC BankFind

Address

1 Wall Street, HAMILTON, ND

County

Pembina County

Established

January 8, 1886

Total Assets

$23M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Substantial Noncompliance

Serious failures in community lending obligations — can trigger regulatory consequences

Exam Date

December 1, 2020

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 5 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2020Call Report / FDIC

Total Assets

$23M

Total Deposits

$20M

Net Loans

$2M

Net Income

$-98K

ROA

-0.46%

ROE

-4.18%

Risk-Based Capital

0.00%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

13 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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