Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$234M
Total Deposits
$208M
Net Loans
$162M
Net Income
$233K
ROA
0.40%
Below avg for Small banks. Peer avg: 0.44%
ROE
4.10%
Risk-Based Capital
14.65%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 54 | 87.04% | 12.96% |
| 2023 | 64 | 84.38% | 7.81% |
| 2019 | 41 | 85.37% | 4.88% |
| 2018 | 51 | 72.55% | 13.73% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2024 | Satisfactory | Small Bank |
| Mar 2018 | Satisfactory | Small Bank |
| Mar 2012 | Satisfactory | Small Bank |
5 previous ratings locked — back to 1992
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Total Branches
5
Branch Deposits
$203M
1-Year Change
0
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