🏦Bank Scorer

BANK OF EUFAULA

EUFAULA, OK · Supervised by Federal Reserve (FRB)

Est. 1911FDIC #4,094RSSD: FRB-343051
Satisfactory Same

Current rating · Exam: September 2025

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.06%

Institution Profile

FDIC BankFind

Address

102 N Main St, EUFAULA, OK

County

Mcintosh County

Established

March 7, 1911

Total Assets

$85M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 8, 2025

Exam Type

Small Bank

Regulator

Federal Reserve (FRB)
Estimated next exam:Sep 2030(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$85M

Total Deposits

$75M

Net Loans

$22M

Net Income

$-14K

ROA

-0.06%

ROE

-0.57%

Risk-Based Capital

0.00%

Regulatory minimum: 8%

Branch Footprint

FDIC SOD 2025

Total Branches

2

Branch Deposits

$87M

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

5 previous ratings locked — dating back to 2004

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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