This institution is no longer active

Operations ceased on September 17, 2010. CRA examination history below reflects the period it was active.

BANK OF ELLIJAY

ELLIJAY, GA · Supervised by FDIC

Est. 2006FDIC #58,197RSSD: FDIC-58197

Satisfactory

Current rating · Exam: December 2008

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -8.34%

Institution Profile

FDIC BankFind

Address

134 Industrial Boulevard, ELLIJAY, GA

County

Gilmer County

Established

April 3, 2006

Total Assets

$169M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 5, 2008

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 17 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2010Call Report / FDIC

Total Assets

$169M

Total Deposits

$161M

Net Loans

$112M

Net Income

$-7,151K

ROA

-8.34%

ROE

-312.34%

Risk-Based Capital

1.33%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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