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This institution is no longer active

Operations ceased on January 31, 2014. CRA examination history below reflects the period it was active.

BANK OF DOOLY

VIENNA, GA · Supervised by FDIC

Est. 1976FDIC #22,309RSSD: FDIC-22309
Part ofDOOLY BANCSHARES INC→ View all charters
Outstanding Up

Current rating · Exam: July 2010

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.59%

Institution Profile

FDIC BankFind

Address

210 South Third Street, VIENNA, GA

County

Dooly County

Established

July 30, 1976

Total Assets

$114M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

July 1, 2010

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 15 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2013Call Report / FDIC

Total Assets

$114M

Total Deposits

$100M

Net Loans

$55M

Net Income

$642K

ROA

0.59%

ROE

4.40%

Risk-Based Capital

26.11%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

4 previous ratings locked — dating back to 1994

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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