This institution is no longer active

Operations ceased on October 2, 1994. CRA examination history below reflects the period it was active.

BANK OF DE SOTO

DE SOTO, IL · Supervised by FDIC

Est. 1920FDIC #13,564RSSD: FDIC-13564

Part ofDESOTO BANCSHARES INC→ View all charters

Satisfactory

Current rating · Exam: April 1992

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.84%

Institution Profile

FDIC BankFind

Address

102 North Chestnut Street, DE SOTO, IL

County

Jackson County

Established

January 1, 1920

Total Assets

$19M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 1, 1992

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 34 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1994Call Report / FDIC

Total Assets

$19M

Total Deposits

$17M

Net Loans

$8M

Net Income

$118K

ROA

0.84%

ROE

8.23%

Risk-Based Capital

23.75%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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