Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$160M
Total Deposits
$132M
Net Loans
$89M
Net Income
$1M
ROA
2.56%
Above avg for Small banks. Peer avg: 0.44%
ROE
16.12%
Risk-Based Capital
28.22%
Above avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 58 | 87.93% | 10.34% |
| 2023 | 75 | 98.67% | 1.33% |
| 2019 | 93 | 98.92% | 1.08% |
| 2018 | 76 | 94.74% | 2.63% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2023 | Satisfactory | Small Bank |
| May 2017 | Satisfactory | Small Bank |
| Feb 2011 | Satisfactory | Small Bank |
5 previous ratings locked — back to 1992
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Total Branches
1
Branch Deposits
$138M
1-Year Change
0
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