WELLINGTON, KS · Supervised by FDIC
Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$113M
Total Deposits
$104M
Net Loans
$48M
Net Income
$162K
ROA
0.57%
Above avg for Small banks. Peer avg: 0.44%
ROE
9.61%
Risk-Based Capital
19.01%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 55 | 92.73% | 3.64% |
| 2023 | 55 | 94.55% | 1.82% |
| 2019 | 68 | 97.06% | 2.94% |
| 2018 | 47 | 95.74% | 4.26% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2025 | Satisfactory | Small Bank |
| May 2019 | Satisfactory | Small Bank |
| May 2013 | Satisfactory | Small Bank |
7 previous ratings locked — back to 1991
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Total Branches
5
Branch Deposits
$99M
1-Year Change
0
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