This institution is no longer active
Operations ceased on June 1, 1997. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$85M
Total Deposits
$75M
Net Loans
$65M
Net Income
$35K
ROA
0.16%
Below avg for Small banks. Peer avg: 0.44%
ROE
1.59%
Risk-Based Capital
14.59%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 134 | 76.87% | 6.72% |
| 2020 | 806 | 66.25% | 5.83% |
| 2019 | 289 | 70.59% | 10.38% |
| 2018 | 298 | 73.49% | 12.08% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 1995 | Outstanding | Not Reported |
| Apr 1992 | Satisfactory | Not Reported |
| Nov 1990 | Needs to Improve | Not Reported |
Exam dates and details are paywalled
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Address
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Established
Total Assets