This institution is no longer active

Operations ceased on November 1, 1993. CRA examination history below reflects the period it was active.

BANK MIDWEST

WALL LAKE, IA · Supervised by FDIC

Est. 1880FDIC #8,098RSSD: FDIC-8098

Part ofGOODENOW BCORP→ View all charters

Satisfactory Down

Current rating · Exam: April 1993

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.29%

Institution Profile

FDIC BankFind

Address

301 Second Street, WALL LAKE, IA

County

Sac County

Established

January 1, 1880

Total Assets

$38M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 1, 1993

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 33 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1993Call Report / FDIC

Total Assets

$38M

Total Deposits

$31M

Net Loans

$24M

Net Income

$398K

ROA

1.29%

ROE

7.79%

Risk-Based Capital

18.93%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 2 exams

1 previous rating locked — dating back to 1992

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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