This institution is no longer active
Operations ceased on March 31, 2011. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$145M
Total Deposits
$109M
Net Loans
$93M
Net Income
$2M
ROA
1.37%
Above avg for Small banks. Peer avg: 0.44%
ROE
14.48%
Risk-Based Capital
12.22%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 867 | 79.47% | 10.27% |
| 2023 | 1,024 | 78.61% | 7.81% |
| 2022 | 1,137 | 79.07% | 8.00% |
| 2021 | 1,398 | 81.9% | 6.72% |
| 2020 | 1,609 | 82.41% | 5.03% |
| 2019 | 752 | 84.57% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2003 | Satisfactory | Small Bank |
| Nov 1998 | Satisfactory | Small Bank |
| Feb 1996 | Outstanding | Not Reported |
3 previous ratings locked — back to 1991
Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.
One-time payment · No subscription required
Exam dates and details are paywalled
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/bank-iowa" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview:
Address
County
Established
Total Assets
| 6.78% |
| 2018 | 596 | 84.56% | 6.04% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red