Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.7B
Total Deposits
$1.4B
Net Loans
$1.2B
Net Income
$4M
ROA
0.94%
Above avg for Community banks. Peer avg: 0.90%
ROE
10.57%
Risk-Based Capital
13.27%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 268 | 87.69% | 3.73% |
| 2023 | 343 | 86.88% | 6.12% |
| 2022 | 420 | 88.81% | 2.86% |
| 2021 | 342 | 91.81% | 2.63% |
| 2020 | 421 | 85.99% | 6.89% |
| 2019 | 332 | 90.66% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2023 | Satisfactory | Intermediate Small Bank |
| Sep 2020 | Satisfactory | Intermediate Small Bank |
| Oct 2017 | Satisfactory | Intermediate Small Bank |
8 previous ratings locked — back to 1992
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Total Branches
14
Branch Deposits
$1.4B
1-Year Change
0
5-year net change: -2 branches
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Preview:
| 2018 | 281 | 85.77% | 6.76% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red