This institution is no longer active
Operations ceased on October 31, 2015. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.4B
Total Deposits
$1.2B
Net Loans
$1.0B
Net Income
$7M
ROA
0.71%
Below avg for Community banks. Peer avg: 0.90%
ROE
6.70%
Risk-Based Capital
11.63%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2020 | 6 | 100% | 0.00% |
| 2019 | 113 | 67.26% | 18.58% |
| 2018 | 543 | 62.06% | 22.47% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2015 | Satisfactory | Large Bank |
| Oct 2012 | Satisfactory | Large Bank |
| Aug 2009 | Satisfactory | Small Bank |
Exam dates and details are paywalled
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Address
County
Established
Total Assets