🏦Bank Scorer

ARTISANS' BANK

WILMINGTON, DE · Supervised by FDIC

Est. 1861FDIC #17,123RSSD: FDIC-17123
Satisfactory Same

Current rating · Exam: February 2026

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.41%

Institution Profile

FDIC BankFind

Address

2961 Centerville Rd, WILMINGTON, DE

County

New Castle County

Established

February 28, 1861

Total Assets

$720M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 1, 2026

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Feb 2030(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$720M

Total Deposits

$645M

Net Loans

$511M

Net Income

$731K

ROA

0.41%

ROE

4.37%

Risk-Based Capital

14.00%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

Mortgage Denial Rate4.55%Peer avg: 7.63%▲ Above avg

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Branch Footprint

FDIC SOD 2025

Total Branches

14

Branch Deposits

$625M

1-Year Change

0

5-year net change: +1 branches

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
202411084.55%4.55%
202315984.28%5.66%
202220383.74%5.91%
202132092.5%2.50%
202045189.14%3.77%
201923882.35%7.56%
201825282.94%10.32%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

13 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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