Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$500M
Total Deposits
$455M
Net Loans
$367M
Net Income
$992K
ROA
0.81%
Above avg for Small banks. Peer avg: 0.44%
ROE
9.41%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 120 | 95% | 4.17% |
| 2023 | 89 | 94.38% | 4.49% |
| 2019 | 52 | 84.62% | 15.38% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
This is the only examination on record for this bank.
Total Branches
12
Branch Deposits
$428M
1-Year Change
+1
5-year net change: +4 branches
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