Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$41.7B
Total Deposits
$33.8B
Net Loans
$32.5B
Net Income
$163M
ROA
1.59%
Above avg for Regional banks. Peer avg: 0.88%
ROE
10.64%
Risk-Based Capital
14.63%
Below avg for Regional banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Regional peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 3,990 | 46.12% | 39.32% |
| 2023 | 1,889 | 45.37% | 41.40% |
| 2022 | 2,281 | 52.3% | 35.03% |
| 2021 | 2,658 | 51.39% | 34.01% |
| 2020 | 3,174 | 48.87% | 34.15% |
| 2019 | 3,485 | 46.08% |
Last 12 Months
60
Since 2018
274
all complaints on record
Monetary Relief
0.4%
% of complaints where company provided monetary relief
Untimely Response
0%
% exceeding CFPB's 15-day response window
Complaints by Product Type
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 2023 | Satisfactory | Large Bank |
| Feb 2020 | Satisfactory | Large Bank |
| Aug 2016 | Satisfactory | Large Bank |
8 previous ratings locked — back to 1992
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Total Branches
242
Branch Deposits
$33.5B
1-Year Change
+12
5-year net change: +3 branches
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Preview:
| 40.60% |
| 2018 | 3,321 | 48.54% | 37.88% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Regional bank avg: 18.70% · above-average shown in red
Monthly Complaints (2021–present)
| Month | Complaints | With Monetary Relief |
|---|---|---|
| August 2025 | 3 | 0 |
| September 2025 | 6 | 0 |
| October 2025 | 4 | 0 |
| November 2025 | 5 | 0 |
| December 2025 | 7 | 0 |
| January 2026 | 11 | 0 |
| February 2026 | 5 | 0 |
| March 2026 | 3 | 0 |
| April 2026 | 5 | 0 |
| May 2026 | 3 | 0 |
| June 2026 | 4 | 0 |
Data through Jun 2026.Last 12 months shown — unlock full history.
Full 2021–present history available — unlock this bank for $9 one-time.