🏦Bank Scorer

FIRST STATE BANK

CONWAY, AR · Supervised by FDIC

Est. 1903FDIC #11,241RSSD: FDIC-11241
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Satisfactory Same

Current rating · Exam: January 2005

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 2.18%

Institution Profile

FDIC BankFind

Address

620 Chestnut St, CONWAY, AR

County

Faulkner County

Established

January 1, 1903

Total Assets

$23.0B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

January 1, 2005

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 21 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$23.0B

Total Deposits

$18.2B

Net Loans

$15.2B

Net Income

$125M

ROA

2.18%

ROE

12.44%

Risk-Based Capital

16.37%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

225

Branch Deposits

$18.0B

1-Year Change

-2

5-year net change: +55 branches

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

4 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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