BIG CREEK BANCSHARES INC is the parent banking group. ARMOR BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

BIG CREEK BANCSHARES INC

Legal name: BIG CREEK BANCSHARES, INC

1 active bank · 1 merged/absorbed · $500M combined assets

RSSD ID: 5046816 (FFIEC NIC)

Combined Assets

$500M

CRA Rating Summary

Satisfactory1charter

Across all 7 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankARMOR BANKFORREST CITY, ARSatisfactory$500MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$500M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$455M

Net Income

$992K

ROA (avg)

0.81%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

120

Origination Rate

95%

Denial Rate

4.17%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Current Rating	Exam Date
ARMOR BANK	FORREST CITY, AR	FDIC	$500M	Satisfactory	Aug 2020

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.