Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$71M
Total Deposits
$55M
Net Loans
$47M
Net Income
$25K
ROA
0.14%
Below avg for Small banks. Peer avg: 0.44%
ROE
1.23%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2019 | 23 | 78.26% | 8.70% |
| 2018 | 30 | 86.67% | 3.33% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Apr 2008 | Outstanding | Small Bank |
| Jun 2002 | Outstanding | Small Bank |
| Sep 1997 | Satisfactory | Small Bank |
4 previous ratings locked — back to 1990
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Exam dates and details are paywalled
Total Branches
2
Branch Deposits
$54M
1-Year Change
0
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