This institution is no longer active

Operations ceased on September 1, 1990. CRA examination history below reflects the period it was active.

AMERICANA STATE BANK OF HAYWARD

HAYWARD, MN · Supervised by FDIC

Est. 1904FDIC #10,217RSSD: FDIC-10217

Part ofAMERICANA BCORP OF MN INC→ View all charters

Satisfactory

Current rating · Exam: June 1990

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.11%

Institution Profile

FDIC BankFind

Address

Main Street, HAYWARD, MN

County

Freeborn County

Established

January 1, 1904

Total Assets

$8M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 20, 1990

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 36 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1990Call Report / FDIC

Total Assets

$8M

Total Deposits

$7M

Net Loans

$4M

Net Income

$44K

ROA

1.11%

ROE

15.99%

Risk-Based Capital

12.18%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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