This institution is no longer active

Operations ceased on October 23, 2009. CRA examination history below reflects the period it was active.

AMERICAN UNITED BANK

LAWRENCEVILLE, GA · Supervised by FDIC

Est. 2004FDIC #57,794RSSD: FDIC-57794

Part ofAMERICAN UNITED BCORP INC→ View all charters

Satisfactory

Current rating · Exam: May 2007

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -8.05%

Institution Profile

FDIC BankFind

Address

1888 Old Norcross Road, LAWRENCEVILLE, GA

County

Gwinnett County

Established

December 20, 2004

Total Assets

$110M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 1, 2007

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 19 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2009Call Report / FDIC

Total Assets

$110M

Total Deposits

$102M

Net Loans

$79M

Net Income

$-6,908K

ROA

-8.05%

ROE

-194.67%

Risk-Based Capital

1.16%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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