This institution is no longer active

Operations ceased on February 4, 2011. CRA examination history below reflects the period it was active.

AMERICAN TRUST BANK

ROSWELL, GA · Supervised by FDIC

Est. 2003FDIC #57,432RSSD: FDIC-57432

Part ofAMERICAN TRUST BCORP→ View all charters

Satisfactory

Current rating · Exam: December 2005

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -3.42%

Institution Profile

FDIC BankFind

Address

880 Holcomb Bridge Road, ROSWELL, GA

County

Fulton County

Established

August 11, 2003

Total Assets

$238M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 1, 2005

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 20 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2010Call Report / FDIC

Total Assets

$238M

Total Deposits

$222M

Net Loans

$155M

Net Income

$-8,953K

ROA

-3.42%

ROE

-136.52%

Risk-Based Capital

1.80%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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