This institution is no longer active

Operations ceased on April 22, 2008. CRA examination history below reflects the period it was active.

AMERICAN SAVINGS, INC.

NEW PRAGUE, MN · Supervised by FDIC

Est. 1997FDIC #34,549RSSD: FDIC-34549

Part ofWASECA BANCSHARES INC→ View all charters

Satisfactory Same

Current rating · Exam: November 2004

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.00%

Institution Profile

FDIC BankFind

Address

815 First Street Southeast, NEW PRAGUE, MN

County

Le Sueur County

Established

September 22, 1997

Total Assets

$5M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 1, 2004

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 21 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Download Evaluation Report (PDF)

Financial Snapshot

As of Q4 2007Call Report / FDIC

Total Assets

$5M

Total Deposits

$3M

Net Loans

$1M

Net Income

—

ROA

0.00%

ROE

0.00%

Risk-Based Capital

114.63%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 2000

Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.

orGet Business plan for unlimited access

One-time payment · No subscription required

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/849d5590-8fbc-41ff-a1f1-5ede5c891e0d"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: