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This institution is no longer active

Operations ceased on April 29, 2016. CRA examination history below reflects the period it was active.

AMERICAN MIDWEST BANK

SYCAMORE, IL · Supervised by FDIC

Est. 1973FDIC #21,272RSSD: FDIC-21272
Part ofHEARTLAND BCORP INC→ View all charters
Satisfactory

Current rating · Exam: April 2014

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -1.30%

Institution Profile

FDIC BankFind

Address

1985 Dekalb Avenue, SYCAMORE, IL

County

Dekalb County

Established

October 15, 1973

Total Assets

$508M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 1, 2014

Exam Type

Intermediate Small Bank

Regulator

FDIC
⚠️This exam is 12 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2016Call Report / FDIC

Total Assets

$508M

Total Deposits

$443M

Net Loans

$332M

Net Income

$-1,661K

ROA

-1.30%

ROE

-10.82%

Risk-Based Capital

14.40%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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