This institution is no longer active

Operations ceased on December 31, 2023. CRA examination history below reflects the period it was active.

AMERICAN INVESTORS BANK AND MORTGAGE

EDEN PRAIRIE, MN · Supervised by OTS

Est. 2004FDIC #57,695

Satisfactory

Current rating · Exam: August 2006

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Institution Profile

FDIC BankFind

Address

6385 Old Shady Oak Rd, EDEN PRAIRIE, MN

County

Hennepin County

Established

January 15, 2004

Total Assets

$121M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 15, 2006

Exam Type

Small Bank

Regulator

OTS

What is a CRA rating? →

⚠️This exam is 19 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Download Evaluation Report (PDF)

Mortgage Lending

CFPB HMDA

Year	Applications	Orig. Rate	Denial Rate
2022	474	95.57%	2.95%
2021	42	97.62%	0.00%
2020	68	83.82%	0.00%
2019	61	91.8%	4.92%
2018	70	85.71%	2.86%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

This is the only examination on record for this bank.

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