Contact & Details
FDIC BankFindAddress
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$128M
Total Deposits
$102M
Net Loans
$66M
Net Income
$1M
ROA
3.44%
Above avg for Small banks. Peer avg: 0.44%
ROE
18.20%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 17 | 94.12% | 0.00% |
| 2023 | 30 | 96.67% | 3.33% |
| 2019 | 80 | 95% | 2.50% |
| 2018 | 74 | 100% | 0.00% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
Last 12 Months
16
Since 2018
124
all complaints on record
Monetary Relief
4%
% of complaints where company provided monetary relief
Untimely Response
12.1%
% exceeding CFPB's 15-day response window
Complaints by Product Type
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2024 | Satisfactory | Small Bank |
| Aug 2018 | Satisfactory | Small Bank |
| Dec 2012 | Satisfactory | Small Bank |
6 previous ratings locked — back to 1991
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Exam dates and details are paywalled
Total Branches
3
Branch Deposits
$116M
1-Year Change
0
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Monthly Complaints (2021–present)
| Month | Complaints | With Monetary Relief |
|---|---|---|
| August 2025 | 4 | 0 |
| September 2025 | 1 | 0 |
| October 2025 | 0 | 0 |
| November 2025 | 0 | 0 |
| December 2025 | 3 | 0 |
| January 2026 | 1 | 0 |
| February 2026 | 3 | 0 |
| March 2026 | 1 | 0 |
| April 2026 | 1 | 0 |
| May 2026 | 1 | 0 |
Data through May 2026.Last 12 months shown — unlock full history.
Full 2021–present history available — unlock this bank for $9 one-time.