LONG PRAIRIE, MN · Supervised by OCC (Office of the Comptroller of the Currency)
Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$601M
Total Deposits
$522M
Net Loans
$425M
Net Income
$2M
ROA
1.49%
Above avg for Small banks. Peer avg: 0.44%
ROE
12.01%
Risk-Based Capital
18.67%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 98 | 92.86% | 3.06% |
| 2023 | 115 | 89.57% | 0.87% |
| 2022 | 126 | 89.68% | 1.59% |
| 2021 | 82 | 71.95% | 1.22% |
| 2020 | 108 | 62.04% | 5.56% |
| 2019 | 66 | 53.03% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 2025 | Satisfactory | Intermediate Small Bank |
| Sep 2022 | Satisfactory | Small Bank |
| Jul 2019 | Satisfactory | Intermediate Small Bank |
6 previous ratings locked — back to 1991
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Total Branches
7
Branch Deposits
$467M
1-Year Change
0
5-year net change: +1 branches
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Preview:
| 2018 | 86 | 67.44% | 11.63% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red