This institution is no longer active

Operations ceased on July 1, 1996. CRA examination history below reflects the period it was active.

AMERICAN EXPRESS CENTURION BANK

WILMINGTON, DE · Supervised by FDIC

Est. 1985FDIC #26,365RSSD: FDIC-26365

Part ofSHEARSON AMERICAN EXPRESS INC→ View all charters

Outstanding Up

Current rating · Exam: February 1995

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 1.23%

Institution Profile

FDIC BankFind

Address

301 North Walnut Street, WILMINGTON, DE

County

New Castle County

Established

September 17, 1985

Total Assets

$10.7B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

February 1, 1995

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 31 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1996Call Report / FDIC

Total Assets

$10.7B

Total Deposits

$1.3B

Net Loans

$7.6B

Net Income

$68M

ROA

1.23%

ROE

13.12%

Risk-Based Capital

14.67%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 2 exams

1 previous rating locked — dating back to 1992

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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