🏦Bank Scorer

AMERICAN EAGLE BANK

SOUTH ELGIN, IL · Supervised by FDIC

Est. 2002FDIC #57,359RSSD: FDIC-57359
Part ofORCHID FINANCIAL BCORP INC→ View all charters
Satisfactory Up

Current rating · Exam: November 2024

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.50%

Institution Profile

FDIC BankFind

Address

556 Randall Rd, SOUTH ELGIN, IL

County

Kane County

Established

October 17, 2002

Total Assets

$491M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 1, 2024

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Nov 2028(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$491M

Total Deposits

$375M

Net Loans

$437M

Net Income

$613K

ROA

0.50%

ROE

5.68%

Risk-Based Capital

10.51%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

2

Branch Deposits

$374M

1-Year Change

0

5-year net change: +1 branches

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

5 previous ratings locked — dating back to 2004

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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